NORASIA CONSULTING & ADVISORY Consulting Lender Advisory Services professionals are an experienced, specialized team within our Corporate Finance & Restructuring practice that focuses on all aspects of the lending decision-making process. Our clients include financial institutions, investment banks, hedge funds, commercial finance companies and other lenders who provide credit and credit support to a wide array of domestic and foreign-based companies operating across industries.

Our Service Offerings

• Securitized Transactions
• Collateral Analysis
• ABL Field Audits
• Securitization Back-Up Management
• Due Diligence Business Reviews
• Portfolio Monitoring
• Credit Crisis Analysis

Securitized Transactions

• Establishment of initial securitization model
• Assessment of eligible receivable criteria
• Assistance with reporting requirements for deal closing and post-closing
• Evaluation of credit policies and procedures
• Seasonality analysis
• Dilution/loss-to-liquidation ratios

Collateral Analysis

• Develop or assess a borrowing base
• Confirmation of collateral existence
• Valuation
• Analysis of industry issues and approaches
• Assessment of internal controls and reporting

Due Diligence Business Reviews

• Business plan assessment
• Quality of Earnings assessments
• Evaluation of industry practices and trends
• Structuring and negotiating assistance
• Operational assessments
• Cash flow exposures

Portfolio Monitoring

• Valuation of portfolios of loans and leases
• Identification of portfolio risk exposures
• Analysis and monitoring of credit performance
• Analysis of portfolio management process

Credit Crisis Analysis

• Monitoring of collateral position
• Valuations - going concern and liquidation scenarios
• Assessment of short-term and long-term cash requirements
• Alternative planning
• Bankruptcy planning